Eliminate point-of-sale usage charges and management fees when spending abroad.
Prepaid business Currency Card
Using a Caxton business Currency Card is as simple as using your debit card without the costs of using it abroad.
A better way to manage business travel expenses and much more.
No set-up or management fees or charges
Easy to load and monitor spend
Safe and cost effective
Why use a Currency Card?
Highly competitive rates on pre-loaded currencies
Get competitive exchange rates for lower business expenses every time you go overseas.
Reduce effort associated with processing expense claims.
No overseas point-of-sale fees or charges
Monitor employee transactions in real-time
Have central oversight of all employee cards with easy access to load and view transaction histories.
It was great to find an effective solution
The team at Musion Systems used to carry cash when they went abroad. To make their travel safer and less stressful, Musion switched to using Caxton FX currency cards, with chip-and-pin protection and customer support.
Schools & Group travel expenses
Travelling overseas with a group for education, sports or leisure, Caxton are experienced in taking away the stress of managing travel money.
We make overseas spending easy
- No set-up or management fees or charges
- Accounts open same-day and cards delivered within 5 working days
- Use ATMs to withdraw cash in local currency
Conferences and business travel expenses
Employees travelling overseas to attend a conference or simply for business, Caxton are experienced in taking away the stress of managing employee travel expenses.
We make overseas spending easy
- No set-up or management fees or charges
- Accounts open same-day and cards delivered within 5 working days
- Use ATMs to withdraw petty cash in local currency
Business Currency Card Terms and Conditions
See terms and conditions for fees, charges and restrictions.
Fees, Charges & Limits in GBP
Although the below values are displayed in GBP, if your card is loaded in a different currency, your card will be charged in that currency.
| FEES & CHARGES | GBP |
|---|---|
| Card purchase and Annual Fee | Free |
| Load and reload (by your Administrator) | Free |
| Load and reload | Free |
| Point of sale transaction - international | Free |
| Point of sale transaction - domestic | 1.50 |
| ATM transaction - international | 1.50 |
| ATM transaction - domestic | 1.50 |
| Over the counter cash - international | 4.50 plus 2% of withdrawal amount |
| Over the counter cash - domestic | 4.50 plus 2% of withdrawal amount |
| FX mark-up where a Transaction is performed in a currency different from the currencies available on the card |
2.49% |
| Available balance enquiry - ATM | 30p |
| Available balance enquiry - online | Free |
| PIN reminder* | Free |
| Card renewal | Free |
| Card replacement fee - damaged/lost/stolen | Free |
| Redemption processing fee | 1.50 |
| Dormancy fee - monthly (applicable after 12 months from expiration of the last card in your account) | £0.85 per month per card |
| Investigation fee** | Up to £50 |
*PIN reminder is only available online on your account or on the app. Please note that the PIN displayed on your account or on the app is the PIN that was originally issued with the card. If you change your PIN at an ATM, your online account and app will still show the original PIN, not the new one.
| Limits | GBP |
|---|---|
| Minimum load | 100 |
| Maximum single load | 7,000.00 |
| Maximum total available balance | 15,000.00 |
| Maximum number of loads per wallet (Card Group) | 15 |
| Maximum load amount per year | 60,000.00 |
| Maximum value of a single point of sale transaction | 7,000 |
| Maximum number of ATM withdrawals per 24-hour period | 2 |
| Maximum value of ATM withdrawals per 24 hours | 500 |
Fees and limits are subject to variation in accordance with the Agreement. Unless otherwise specified, all fees will be debited in GBP. If there is an insufficient Available Balance in 1. GBP to pay such fees then We will automatically deduct funds from the Available Balances in other Card Currencies in the following order of priority: 2.EUR 3.USD 4.AUD 5.CAD 6.NZD 7.HKD 8. CHF 9.JPY 10.DKK 11.ZAR 12.PLN 13.SEK 14.NOK 15.HUF. The following fees and limits apply.
